Savings Tools Lesson Question

I am planning on using the savings tools lesson with my personal finance class next week.  I am thinking of the option of having the students present a savings tool.  
 
The lesson asks the students to address two of the following questions:
 At what point in the life cycle would this tool be used and why?
 What is a situation when this tool would be effective for reaching a financial goal?
 When would the tool not be a good fit for reaching a financial goal?
 When researching this tool at a depository institution, what types of questions should consumers ask?
My question is, do the students research the answers on the Internet, or come up with their own answers based on the info sheet?
 
Thanks
 
Morgan