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Providing educators with ready-to-teach, activity-based lesson plans free of charge. Get started today by registering for your free account.

Take Charge Today – A program and curriculum with a decision-based approach to personal finance. Take Charge Today provides a consistent framework for thinking through financial choices in order to improve well-being.

Curriculum materials are designed in a ready-to-teach, modular format. Each lesson includes hands-on learning activities, note-taking guides, worksheets, student reading, PowerPoint presentations and conclusions to reinforce key concepts, along with assessments to test knowledge retention.

Lesson plans are based on the multiple intelligences model and active learning theories. The materials offer maximum flexibility and can be taught sequentially as a complete personal finance course or as modular components that can be easily inserted into other courses.

Ongoing professional development opportunities to help educators develop the skills and confidence to teach financial education are available. Offerings include webinars, a video library, Take Charge Today Newsletters, social media and educator trainings.

Introductory Level

Grades 7 – 9

Engage individuals with limited finance knowledge using this set of lessons which utilize fast-paced facilitation and activity-based learning methods.

INTRODUCTORY SAMPLE LESSON

Advanced Level

Grades 10 – 12

Develop financial capabilities in young adults with this comprehensive series of scenario-based lessons including ready-to-teach instruction options.

ADVANCED SAMPLE LESSON

Active Learning Tools

Grades 7 – 12

Motivate students to fully engage in concepts and maximize knowledge retention with this assortment of lessons designed to enhance a wide variety of topics.

ACTIVE LEARNING TOOL SAMPLE

What's New!

Robin Palmer
News

Robin Palmer featured in WalletHub on getting your first credit card.

Robin was featured in a WalletHub article about first credit card usage. She gives advice…
Lesson Updates

Identity Theft Mad Libs Added

We have added 3 new Mad Libs about identity theft in the Ice Breakers and…
News

New Website Webinar, June 25

Join us for a Webinar Walkthrough of the new Website June 25, 2026 3:30pm PT/6:30pm…
Lesson Updates

Updated Education vs. Income Tower Activity

Both Does Money Grow on Trees and Invest in Yourself have updated the Education vs. Income Tower activity to…
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